The Trust is a Leading Provider of Insurance Products and Continuing Education Programs for Psychologists

Our growing library covers a wide range of topics to help you and your practice. Plus, Trust policyholders can save 5-15% on their professional liability insurance premium with 4-6 hours of combined CE!

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For the first time ever, we're offering on-demand access to the 2021 National Practice Conference! This annual event brings together hundreds of psychologists from across the country for 2+ days packed with practice-oriented skill-building and risk management sessions. Now you can get access to ALL 11 sessions and earn a total of 26.5 CE hours for only $500! Plus, Trust policyholders save $100 and pay $400 – that’s only $15.09 per CE! Courses Included in This Bundle Ethical and Risk Management Issues in Remote Care: Practicing Telepsychology Safely and Competently (4 CEs) Cognitive-Behavioral Approaches to the Assessment and Treatment of Insomnia (4 CEs) Keynote - Social Determinants of Mental Health (1 CE) Clinical Considerations for Psychedelic-Assisted Therapy (1.5 CEs) Legal and Business Considerations for a Successful Practice (1.5 CEs) One Size Doesn’t Fit All: Working with the Complex Patient (1.5 CEs) Relapse and Recycling: The Function of Failure in Successful Behavior Change (3 CEs) The Trust Ethics and Risk Management Roundtable (3 CEs) Trauma and Abuse in the American Asylum-Seeking Process (3 CEs) Developmentally Appropriate Interventions for Children/Adolescents With Anxiety & Related Disorders (3 CEs) Keynote - Harnessing Trusted Influencers to Transform Care in Underserved Populations (1 CE) Important Notice Because this webinar is on-demand, once you are registered and have created a login account, you can view the webinar at any time in whatever time increments are most convenient. However, APA rules require that in order to download your CE certificate, receive CE credits, and become eligible for a discount on your Trust Sponsored Professional Liability Insurance policy premium, you must: Complete all six webinars, Pass the brief exams, and, Complete the brief evaluation forms. You are required to achieve a passing score of 75 percent or higher. You are allowed three attempts to successfully complete the exam. If you are unsuccessful on the third attempt, you must re-purchase the course to try again. Eligibility for Insurance Premium Discounts The combined 6 hours of CE earned from the 2021 National Practice Conference Bundle will make you eligible for a 15% savings on your Trust Sponsored Professional Liability Insurance premium for two consecutive renewal periods. To obtain CE discounts, download and submit CE certificates (totaling 6 hours and completed within the previous 15 months) with your insurance application/renewal. Discounts are not applicable to Researcher/Academician or Student policies. Group policies become eligible for CE discounts when at least 50% of individuals insured under the group policy submit CE certification totaling the number of credits needed for a particular percentage discount. All applications are individually underwritten and submission of CE certification will not guarantee insurance policy issuance or renewal. Continuing Education Credits The Trust is approved by the American Psychological Association to sponsor continuing education for psychologists. The Trust maintains responsibility for this program and its content. The Trust is recognized by the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists #PSY-0019. Continuing Education Grievance Policy The Trust is fully committed to conducting all activities in strict conformance with the American Psychological Association's Ethical Principles of Psychologists. The Trust will comply with all legal and ethical guidelines for non-discrimination in promotional activities, program content and in the treatment of CE participants. The Trust CE Director is responsible for complying with these standards. While the Trust strives to assure fair treatment for all participants and to anticipate problems before they occur, occasionally grievances may be filed. In cases where a participant files a written or oral grievance, the following actions are taken: If the grievance concerns the content of the workshop, webinar, book or the continuing education test, a Trust representative will mediate and will be the final arbitrator. If the participant requests action, the CE Director or a Trust representative will either provide a credit for a subsequent CE offering or provide a partial or full refund of the CE fee already paid. Actions involving a credit or a refund will require a written note documenting the grievance for record-keeping purposes. The aggrieved individual need not sign the note. If the grievance specifically concerns The Trust, the CE Director or Trust representative will attempt to arbitrate. Direct correspondence to: Continuing Education The Trust 111 Rockville Pike, Suite 700 Rockville, MD 20850 Phone: (800) 477-1200 Email: grievances@trustinsurance.com NOTE: This information is provided as a risk management resource and is not legal advice or an individualized personal consultation. At the time this resource was prepared, all information was as current and accurate as possible; however, regulations, laws, or prevailing professional practice standards may have changed since the posting or recording of this resource. Accordingly, it is your responsibility to confirm whether regulatory or legal issues that are relevant to you have since been updated and/or to consult with your professional advisors or legal counsel for timely guidance specific to your situation. As with all professional use of material, please explicitly cite The Trust Companies as the source if you reproduce or distribute any portion of these resources. Reproduction or distribution of this resource without the express written permission of The Trust Companies is strictly prohibited. Read More

We are excited to offer this never-before-seen package of six informative on-demand courses in our Summer CE Bundle! This on-demand content was originally presented by our knowledgeable Risk Management Consultants in Chicago on August 8-10, 2019, and covers a wide array of informative topics that are critical to running a successful practice. Plus, Trust policyholders save 50% and pay $60 – that’s only $10 per CE! As with all of our Continuing Education Programs, you'll earn CE for watching and passing a brief exam after each session. Each session earns 1 CE, and combining all six sessions will make you eligible for a 15% savings on your Trust Sponsored Professional Liability insurance premium for two renewal periods. Instructors: Leisl M. Bryant, Ph.D., ABPP; Eric A. Harris, Ed.D., J.D.; Julie Jacobs, Psy.D., J.D.; Joe Scroppo, Ph.D., J.D.; Daniel O. Taube, J.D., Ph.D.; Amanda D. Zelechoski, J.D., Ph.D., ABPP; Jeffrey N. Younggren, Ph.D., APBB [Note] these webinars were filmed in 2019 and may not reflect the most current information and laws regarding this topic. Learning Objectives Risk Management Roundtable Distinguish ethical, professional practice (clinical and moral issues), risk management, or legal concerns. Discuss, consult about, and review specific dilemmas that arise in clinical practice and share potential resolutions. Analyze three risk management and ethical situations that can arise in mental health practice. Starting a Private Practice Identify at least four practical concerns in starting a private practice. Identify two or more major ethical and regulatory/legal concerns in starting a private practice. Record Keeping in a Digital World Identify two risks and benefits of using digital record keeping systems. Describe two steps to take to mitigate risks in digital record keeping. Risks and Ethical Issues in Financing and Billing for Psychological Services Identify issues associated with billing for couple and family therapy services. Describe three aspects of the new CPT billing codes relevant to mental health practitioners. Basic Legal Issues Describe concise and accurate definitions of key legal terms, such as confidentiality/privilege; fact/expert witness; and related similar concepts. Articulate the basic steps to take when called to testify at a deposition or trial. Coaching and Its Role in the Practice of Psychology Explain the informed consent and confidentiality requirements of coaching. Identify how coaching complaints are likely to be handled by the psychology licensing board. Important Notice Because this webinar is on-demand, once you are registered and have created a login account, you can view the webinar at any time in whatever time increments are most convenient. However, APA rules require that in order to download your CE certificate, receive CE credits, and become eligible for a discount on your Trust Sponsored Professional Liability Insurance policy premium, you must: Complete all six webinars, Pass the brief exams, and, Complete the brief evaluation forms. You are required to achieve a passing score of 75 percent or higher. You are allowed three attempts to successfully complete the exam. If you are unsuccessful on the third attempt, you must re-purchase the course to try again. Eligibility for Insurance Premium Discounts The combined 6 hours of CE earned from the Summer CE Bundle will make you eligible for a 15% savings on your Trust Sponsored Professional Liability Insurance premium for two consecutive renewal periods. To obtain CE discounts, download and submit CE certificates (totaling 6 hours and completed within the previous 15 months) with your insurance application/renewal. Discounts are not applicable to Researcher/Academician or Student policies. Group policies become eligible for CE discounts when at least 50% of individuals insured under the group policy submit CE certification totaling the number of credits needed for a particular percentage discount. All applications are individually underwritten and submission of CE certification will not guarantee insurance policy issuance or renewal. Continuing Education Credits The Trust is approved by the American Psychological Association to sponsor continuing education for psychologists. The Trust maintains responsibility for this program and its content. The Trust is recognized by the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists #PSY-0019. Continuing Education Grievance Policy The Trust is fully committed to conducting all activities in strict conformance with the American Psychological Association's Ethical Principles of Psychologists. The Trust will comply with all legal and ethical guidelines for non-discrimination in promotional activities, program content and in the treatment of CE participants. The Trust CE Director is responsible for complying with these standards. While the Trust strives to assure fair treatment for all participants and to anticipate problems before they occur, occasionally grievances may be filed. In cases where a participant files a written or oral grievance, the following actions are taken: If the grievance concerns the content of the workshop, webinar, book or the continuing education test, a Trust representative will mediate and will be the final arbitrator. If the participant requests action, the CE Director or a Trust representative will either provide a credit for a subsequent CE offering or provide a partial or full refund of the CE fee already paid. Actions involving a credit or a refund will require a written note documenting the grievance for record-keeping purposes. The aggrieved individual need not sign the note. If the grievance specifically concerns The Trust, the CE Director or Trust representative will attempt to arbitrate. Direct correspondence to: Continuing Education The Trust 111 Rockville Pike, Suite 700 Rockville, MD 20850 Phone: (800) 477-1200 Email: grievances@trustinsurance.com NOTE: This information is provided as a risk management resource and is not legal advice or an individualized personal consultation. At the time this resource was prepared, all information was as current and accurate as possible; however, regulations, laws, or prevailing professional practice standards may have changed since the posting or recording of this resource. Accordingly, it is your responsibility to confirm whether regulatory or legal issues that are relevant to you have since been updated and/or to consult with your professional advisors or legal counsel for timely guidance specific to your situation. As with all professional use of material, please explicitly cite The Trust Companies as the source if you reproduce or distribute any portion of these resources. Reproduction or distribution of this resource without the express written permission of The Trust Companies is strictly prohibited. Read More

Assessing and Managing Risk in Psychological Practice: An Individualized Approach, Second Edition Authors: Samuel Knapp, Ed.D., ABPP; Jeffrey N. Younggren, Ph.D., ABPP; Leon VandeCreek, Ph.D., ABPP; Eric Harris, J.D., Ed.D.; and Jana N. Martin, Ph.D. Many new areas of practice have emerged along with new methods of communication between therapists and patients since the introduction of this popular book and independent learning course. Some of these changes have resulted in uncertainty for psychologists regarding ethics and professional liability. With its goal to provide psychologists with helpful and relevant risk management guidance, The Trust has gathered experts to research new issues facing the profession and to present a variety of practical strategies. With the Second Edition of Assessing and Managing Risk in Psychological Practice: An Individualized Approach, The Trust and The Trust Practice and Risk Management Association (TrustPARMA) have updated their core ethics and risk management principles and provided important new information — all designed to help psychologists identify and understand some of the ethical and legal implications of psychology practice today. Topics include: Emerging areas such as forensic services and coaching Digital forms of interaction and social media Privacy, confidentiality and privileged communications Multiple relationships and boundaries Working with couples, families and children Psychologists in the courtroom Psychological assessment and testing Potentially suicidal or dangerous patients Business, retirement and insurance concerns What You Should Know Eight CE Credits and a 10% Savings: Earn 8 ethics continuing education credits and a 10% savings off your Trust Sponsored Professional Liability Insurance premium at your next renewal by reading this publication and passing an online exam. Hard Copy of book: A printed copy of the Second Edition can be requested by email to seminars@trustinsurance.com ($8.95 for Trust insureds, $39.95 for non-insureds). Free eBook Downloads for Trust Insureds: Download a FREE Second Edition eBook (PDF, ePub or Mobi) through your account at The Trust Online Service Center. Continuing Education Credits The Trust is approved by the American Psychological Association to sponsor continuing education for psychologists. The Trust maintains responsibility for this program and its content. The Trust is recognized by the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists #PSY-0019. NOTE: This information is provided as a risk management resource and is not legal advice or an individualized personal consultation. At the time this resource was prepared, all information was as current and accurate as possible; however, regulations, laws, or prevailing professional practice standards may have changed since the posting or recording of this resource. Accordingly, it is your responsibility to confirm whether regulatory or legal issues that are relevant to you have since been updated and/or to consult with your professional advisors or legal counsel for timely guidance specific to your situation. As with all professional use of material, please explicitly cite The Trust Companies as the source if you reproduce or distribute any portion of these resources. Reproduction or distribution of this resource without the express written permission of The Trust Companies is strictly prohibited. Read More

This presentation will generally focus on clinical ethics and risk management with a sub-focus on various challenges related to working with suicidal patients. There will be a general consideration of ethical "pillars" of informed consent, who is the client, the key role of documentation, and the importance of clinical consultation. There will be an over-arching emphasis on the process of ethical decision-making and effective risk-management. Finally, these ideas will be operationalized in relation to ways of decreasing one's risk of malpractice exposure related to working with suicidal patients. Instructor: David A. Jobes, PhD, ABPP [Note] This presentation was recorded at the 2019 National Practice Conference, co-hosted by the National Register. Learning Objectives Identify the "pillars" of ethical decision-making and effective risk management. Identify the process of ethical decision making and effective risk management. Demonstrate effective ways of decreasing the risk of malpractice liability related to working with suicidal patients. Important Notice Because this webinar is on-demand, once you are registered and have created a login account, you can view the webinar at any time in whatever time increments are most convenient. However, APA rules require that in order to download your CE certificate, receive CE credits, and become eligible for a discount on your Trust Sponsored Professional Liability Insurance policy premium, you must: Complete the entire webinar, Pass a brief exam, and, Complete a brief evaluation form. You are required to achieve a passing score of 75 percent or higher. You are allowed three attempts to successfully complete the exam. If you are unsuccessful on the third attempt, you must re-purchase the course to try again. Eligibility for Insurance Premium Discounts Unless otherwise noted, you can combine 6 or more CE credit hours earned from The Trust’s webinars and become eligible for a 10% savings on your Trust Sponsored Professional Liability Insurance premium for one renewal. You can also combine 4 or more CE credit hours earned from The Trust’s webinars or any other continuing education programs authorized by APA to offer CE credit and become eligible for a 5% savings on your Trust Sponsored Professional Liability Insurance premium for one renewal. To obtain CE discounts, download and submit CE certificates (totaling 4 or 6 hours as explained above and completed within the previous 15 months) with your insurance application/renewal. Discounts are not applicable to Researcher/Academician or Student policies. Group policies become eligible for CE discounts when at least 50% of individuals insured under the group policy submit CE certification totaling the number of credits needed for a particular percentage discount. All applications are individually underwritten and submission of CE certification will not guarantee insurance policy issuance or renewal. Continuing Education Credits The Trust is approved by the American Psychological Association to sponsor continuing education for psychologists. The Trust maintains responsibility for this program and its content. The Trust is recognized by the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists #PSY-0019. Continuing Education Grievance Policy The Trust is fully committed to conducting all activities in strict conformance with the American Psychological Association's Ethical Principles of Psychologists. The Trust will comply with all legal and ethical guidelines for non-discrimination in promotional activities, program content and in the treatment of CE participants. The Trust CE Director is responsible for complying with these standards. While the Trust strives to assure fair treatment for all participants and to anticipate problems before they occur, occasionally grievances may be filed. In cases where a participant files a written or oral grievance, the following actions are taken: If the grievance concerns the content of the workshop, webinar, book or the continuing education test, a Trust representative will mediate and will be the final arbitrator. If the participant requests action, the CE Director or a Trust representative will either provide a credit for a subsequent CE offering or provide a partial or full refund of the CE fee already paid. Actions involving a credit or a refund will require a written note documenting the grievance for record-keeping purposes. The aggrieved individual need not sign the note. If the grievance specifically concerns The Trust, the CE Director or Trust representative will attempt to arbitrate. Direct correspondence to: Continuing Education The Trust 111 Rockville Pike, Suite 700 Rockville, MD 20850 Phone: (800) 477-1200 Email: grievances@trustinsurance.com NOTE: This information is provided as a risk management resource and is not legal advice or an individualized personal consultation. At the time this resource was prepared, all information was as current and accurate as possible; however, regulations, laws, or prevailing professional practice standards may have changed since the posting or recording of this resource. Accordingly, it is your responsibility to confirm whether regulatory or legal issues that are relevant to you have since been updated and/or to consult with your professional advisors or legal counsel for timely guidance specific to your situation. As with all professional use of material, please explicitly cite The Trust Companies as the source if you reproduce or distribute any portion of these resources. Reproduction or distribution of this resource without the express written permission of The Trust Companies is strictly prohibited. Read More

Sleep disturbance is a common condition with significant consequences on mental and physical health. Sleep psychology is an emerging specialty with several empirically supported treatments for managing chronic sleep disorders. This clinical skill building session provides tools for the evaluation and treatment of sleep disorders. Particular focus will be given to cognitive-behavioral approaches to insomnia and sleep disturbances comorbid with depression and anxiety. Instructor: Jason Ong, Ph.D. [Note] This presentation was recorded at the 2019 National Practice Conference, co-hosted by the National Register. Learning Objectives Identify three cognitive or behavioral treatments for sleep disorders. Describe the components of cognitive behavior therapy for insomnia. Apply various methods used to manage sleep disturbances comorbid with depression or anxiety. Important Notice Because this webinar is on-demand, once you are registered and have created a login account, you can view the webinar at any time in whatever time increments are most convenient. However, APA rules require that in order to download your CE certificate, receive CE credits, and become eligible for a discount on your Trust Sponsored Professional Liability Insurance policy premium, you must: Complete the entire webinar, Pass a brief exam, and, Complete a brief evaluation form. You are required to achieve a passing score of 75 percent or higher. You are allowed three attempts to successfully complete the exam. If you are unsuccessful on the third attempt, you must re-purchase the course to try again. Eligibility for Insurance Premium Discounts Unless otherwise noted, you can combine 6 or more CE credit hours earned from The Trust’s webinars and become eligible for a 10% savings on your Trust Sponsored Professional Liability Insurance premium for one renewal. You can also combine 4 or more CE credit hours earned from The Trust’s webinars or any other continuing education programs authorized by APA to offer CE credit and become eligible for a 5% savings on your Trust Sponsored Professional Liability Insurance premium for one renewal. To obtain CE discounts, download and submit CE certificates (totaling 4 or 6 hours as explained above and completed within the previous 15 months) with your insurance application/renewal. Discounts are not applicable to Researcher/Academician or Student policies. Group policies become eligible for CE discounts when at least 50% of individuals insured under the group policy submit CE certification totaling the number of credits needed for a particular percentage discount. All applications are individually underwritten and submission of CE certification will not guarantee insurance policy issuance or renewal. Continuing Education Credits The Trust is approved by the American Psychological Association to sponsor continuing education for psychologists. The Trust maintains responsibility for this program and its content. The Trust is recognized by the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists #PSY-0019. Continuing Education Grievance Policy The Trust is fully committed to conducting all activities in strict conformance with the American Psychological Association's Ethical Principles of Psychologists. The Trust will comply with all legal and ethical guidelines for non-discrimination in promotional activities, program content and in the treatment of CE participants. The Trust CE Director is responsible for complying with these standards. While the Trust strives to assure fair treatment for all participants and to anticipate problems before they occur, occasionally grievances may be filed. In cases where a participant files a written or oral grievance, the following actions are taken: If the grievance concerns the content of the workshop, webinar, book or the continuing education test, a Trust representative will mediate and will be the final arbitrator. If the participant requests action, the CE Director or a Trust representative will either provide a credit for a subsequent CE offering or provide a partial or full refund of the CE fee already paid. Actions involving a credit or a refund will require a written note documenting the grievance for record-keeping purposes. The aggrieved individual need not sign the note. If the grievance specifically concerns The Trust, the CE Director or Trust representative will attempt to arbitrate. Direct correspondence to: Continuing Education The Trust 111 Rockville Pike, Suite 700 Rockville, MD 20850 Phone: (800) 477-1200 Email: grievances@trustinsurance.com NOTE: This information is provided as a risk management resource and is not legal advice or an individualized personal consultation. At the time this resource was prepared, all information was as current and accurate as possible; however, regulations, laws, or prevailing professional practice standards may have changed since the posting or recording of this resource. Accordingly, it is your responsibility to confirm whether regulatory or legal issues that are relevant to you have since been updated and/or to consult with your professional advisors or legal counsel for timely guidance specific to your situation. As with all professional use of material, please explicitly cite The Trust Companies as the source if you reproduce or distribute any portion of these resources. Reproduction or distribution of this resource without the express written permission of The Trust Companies is strictly prohibited. Read More

Chronic pain, like other chronic illnesses, requires self-management skills and is not adequately treated from a purely biomedical approach. The typical biomedical approach to chronic pain management has exacerbated the problem, promoting passivity, dysfunction, and the current spiraling opioid epidemic. This workshop will provide concrete skills-based techniques easily integrated into general practices that can be used for building patients’ self-management skills for chronic pain and chronic illness. Providing patients with a sense of agency over their illness and medical care is a primary aim of the approach. Instructor: Beverly Thorn, Ph.D., ABPP [Note] This presentation was recorded at the 2019 National Practice Conference, co-hosted by the National Register. Learning Objectives Identify the harms associated with a pure biomedical approach to chronic pain management and the need to change the healthcare culture for our patients. Identify the aims of cognitive-behavioral skills training – to increase a sense of agency over one’s health and illness. Analyze specific self-management skills which can be integrated into biopsychosocial treatment of patients with chronic illnesses and chronic pain. Important Notice Because this webinar is on-demand, once you are registered and have created a login account, you can view the webinar at any time in whatever time increments are most convenient. However, APA rules require that in order to download your CE certificate, receive CE credits, and become eligible for a discount on your Trust Sponsored Professional Liability Insurance policy premium, you must: Complete the entire webinar, Pass a brief exam, and, Complete a brief evaluation form. You are required to achieve a passing score of 75 percent or higher. You are allowed three attempts to successfully complete the exam. If you are unsuccessful on the third attempt, you must re-purchase the course to try again. Eligibility for Insurance Premium Discounts Unless otherwise noted, you can combine 6 or more CE credit hours earned from The Trust’s webinars and become eligible for a 10% savings on your Trust Sponsored Professional Liability Insurance premium for one renewal. You can also combine 4 or more CE credit hours earned from The Trust’s webinars or any other continuing education programs authorized by APA to offer CE credit and become eligible for a 5% savings on your Trust Sponsored Professional Liability Insurance premium for one renewal. To obtain CE discounts, download and submit CE certificates (totaling 4 or 6 hours as explained above and completed within the previous 15 months) with your insurance application/renewal. Discounts are not applicable to Researcher/Academician or Student policies. Group policies become eligible for CE discounts when at least 50% of individuals insured under the group policy submit CE certification totaling the number of credits needed for a particular percentage discount. All applications are individually underwritten and submission of CE certification will not guarantee insurance policy issuance or renewal. Continuing Education Credits The Trust is approved by the American Psychological Association to sponsor continuing education for psychologists. The Trust maintains responsibility for this program and its content. The Trust is recognized by the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists #PSY-0019. Continuing Education Grievance Policy The Trust is fully committed to conducting all activities in strict conformance with the American Psychological Association's Ethical Principles of Psychologists. The Trust will comply with all legal and ethical guidelines for non-discrimination in promotional activities, program content and in the treatment of CE participants. The Trust CE Director is responsible for complying with these standards. While the Trust strives to assure fair treatment for all participants and to anticipate problems before they occur, occasionally grievances may be filed. In cases where a participant files a written or oral grievance, the following actions are taken: If the grievance concerns the content of the workshop, webinar, book or the continuing education test, a Trust representative will mediate and will be the final arbitrator. If the participant requests action, the CE Director or a Trust representative will either provide a credit for a subsequent CE offering or provide a partial or full refund of the CE fee already paid. Actions involving a credit or a refund will require a written note documenting the grievance for record-keeping purposes. The aggrieved individual need not sign the note. If the grievance specifically concerns The Trust, the CE Director or Trust representative will attempt to arbitrate. Direct correspondence to: Continuing Education The Trust 111 Rockville Pike, Suite 700 Rockville, MD 20850 Phone: (800) 477-1200 Email: grievances@trustinsurance.com NOTE: This information is provided as a risk management resource and is not legal advice or an individualized personal consultation. At the time this resource was prepared, all information was as current and accurate as possible; however, regulations, laws, or prevailing professional practice standards may have changed since the posting or recording of this resource. Accordingly, it is your responsibility to confirm whether regulatory or legal issues that are relevant to you have since been updated and/or to consult with your professional advisors or legal counsel for timely guidance specific to your situation. As with all professional use of material, please explicitly cite The Trust Companies as the source if you reproduce or distribute any portion of these resources. Reproduction or distribution of this resource without the express written permission of The Trust Companies is strictly prohibited. Read More

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